Built for brokers, corporate agents & platforms
AffinityOS is the white-labelled platform that brokers, corporate agents and platforms use to design, distribute and service affinity insurance for their clients. From policy issuance to claims, member data to CD statements, all in one place.
Why AffinityOS
06 reasons
Every member portal, policy PDF, email and SMS runs as your brand. Not a Bharatsure logo in sight.
Host unlimited intermediary or partner brands under a single console with full role-based isolation.
Quote, bind, endorse, claim, reconcile. Every workflow exposed as a callable endpoint from day one.
Different onboarding, eligibility and pricing per partner or geography. Configure, don't code.
Member management, claims, communication, pricing, statements. Role-based and audit-ready.
From term sheet to production-grade affinity program in just two weeks. We have done it 40+ times.
Products
AffinityOS is product-agnostic. We have launched health, asset, term, PA, cyber, pet, travel, hospicash, parametric and trade-credit programs for our partners. The list below is what we have already built. Bring us a new product and we will co-design it with you.
Industries
Every category of platform in India has a unique risk surface. Our team has mapped the right product mix to each of them. Pick the one your client operates in and launch under your own brand.
Case studies
A national delivery platform launched a daily-tenure hospicash and accident cover for its rider fleet. Onboarding finishes inside the rider app. Claims SLA: 20 days.
A battery-swap network embedded an asset and PA cover at the point of every battery swap. Policies issue in under three seconds with parametric claim triggers.
A credit-linked group term and job-loss programme that clears outstanding EMIs on disability or involuntary unemployment. Triggered automatically at disbursal.
An asset-cover programme protecting financed rooftop solar against fire, theft, breakdown and weather perils. White-labelled inside the financier's customer portal.
A consumer neo-bank turned its UPI and card screens into a distribution surface for sachet cyber, hospicash and PA covers. Policies bind in-app, on the same KYC.
A HRMS platform launched an embedded group health, accident and OPD layer for its SMB customers. CD statements, endorsements and member additions are self-serve.
Get in touch
Tell us about your client, your product idea, or the partner brand you want to host on AffinityOS. We will get back within one business day with a scoped plan and a sandbox.
Time to launch
Most affinity programmes go live in 15 days.